As soon as I can verify that I have the correct Blizzard Balance I make the purchase. I only transfer the amount of the product. When I purchase Blizzard games I like to transfer the money to the Blizzard Shop first. Sometimes this can take up to 72 hours or 3 business days, depending on how quick your bank or credit card company transfers the money. But, it is not "complete" until the funds are transferred from your financial institution and Blizzard has received the money. Basically, "submitting" a payment just means you made a payment.
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